To our understanding, there are no spending commissions or top up-commissions. Revolut was no exception. Revolut's commodities service is not regulated by the FCA. Depends also on the type of account you have. Here is a quick breakdown of Revolut Metal's fees and charges: Subscription: 12.99/mo Card transaction: 0% in 120 countries Transfers: 100% free at interbank rate How long does the Giveaway last for? I made a quick calculation at the time I went for Metal . This means that I will earn a small commission if you do make a purchase at no additional cost to you. **If you order a physical Revolut Metal card and subsequently cancel your Metal membership within the first 14 days of upgrading your Revolut account, we will charge you 50 (or currency equivalent) for your use of the Metal Services during that time. We have a great feeling about the Revolut Metal Card. The plan requires a yearly commitment, even if you can pay monthly. Each Revolut plan has monthly limits for free ATM cash withdrawals.. Some of these benefits would be useful to anybody. One thing I have a hard getting clarity in is the following: Tap on More in the right-bottom corner and go to Upgrade. Revolut ATM fees in Ireland. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations. This is included free in the Premium account. The Plus account comes with a 2.99 monthly fee. Revolut Card is a Mastercard, meaning that you can use the card at any point of payment that accepts Mastercard. If you make the purchase in Europe, the cashback is 0.10%. I wanted to pay the fee for metalic card and after the card is sent just stop paying the subscription.. Will the card still work or would i need to still pay it in order to use it? I'm on Metal and when applied app said to me that I could have changed from monthly to annual payment after. }, The fact that you get a discount for paying upfront sweetens the deal, though. The Revolut Metal card cost only 13.99 / 12.99 per month. Revolut offers a free 18g solid reinforced steel metal credit card available to users in over 180 countries. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Recently we had to leave the Philipines by emergency due to the upcoming lockdown that was put on Manila. Then, we offer our verdict on whether or not Revolut Metal might be worth it for you! Exclusive travel benefits, like unlimited no-fee FX in a great number of currencies Mon-Fri, increased cashback on Stays, travel medical insurance, and discounted lounge access Well, its something that should not be taken for granted. YouTube icon. A great feature of Revolut is also Revoluts disposable virtual card. Fees apply Exclusive Revolut Metal card Cashback on card payments Discounted international transfers 20% 40% Revolut <18 accounts 1 <18 2 <18s 2 <18s Free. A really nice feature if you ask me. After all the card is just that, everything is attached to your account. Email What stops them from doing the same thing to me once they decide I filled my account with money? I am not aware of any limits when it comes to the amount of money you can store. Revolut Metal is the cheapest metal plan in its price bracket: amongst comparable services, N26 Metal (for EU residents) costs 16.90 per month, and Monzo Premium (for UK residents) will set you back 15 every month, and neither offers a discount if you pay upfront. All five card types look rather tasteful with their engraved logos and names, while most details are subtly relegated to the back of the card. With Metal you pay 1.5% for every crypto related transaction. Weighing a respectable 18 grams and fashioned out of a single sheet of steel, the Revolut Metal card is available in no less than five different finishes you can choose from: space grey, silver, gold, rose gold, and black metal. Since were on the topic, Revolut Metal also offers features aimed at travellers. Add money Add money. Apart from vaults you also have access to airport lounges. USD 250. For Standard and Plus, this amount is approx. Facebook icon Premium 18g metal debit card, available in five different finishes. If you decide to get the annual plan and pay upfront it will cost you only 82 / 70. Revolut is offering a 41% discount on its annual yearly plan Revolut Metal allows users to maximise their money all year round by including: Cashback on your purchases! Last year when I was on a trip to Iceland, I run a small experiment and paid my expenses on the weekend with the N26 You (Premium) and Revolut Metal card. What is a cashback feature? The sole purpose is to save up some money aside. Paying it monthly is more expensive. Metal; Monthly Fee: S$0: S$9.99 (Annual payment is S$99) S$19.99 (Annual payment is S$199) Exchange limits: Up to S$5,000 per month with no hidden fees: Up to S$15,000 per month with no hidden fees No limit: Monthly ATM withdrawals limits No fees up to S$350: No fees up to S$700 No fee up to S$1,050: Revolut card: Free (excluding delivery) Furthermore, all Revolut Metal users will receive a free and flashy payment card made of solid reinforced steel and weighing 18 grams. Revolut offers currently the cheapest way to pay for your expenses abroad or in different currencies. As you click on Continue you can choose the annual or monthly plan and read their Terms and Conditions. If you sign up with the annual plan you will receive a 14% discount but you cannot cancel anytime. You can either tell Revolut to transfer each month a certain amount to your vaults or do a one-time transfer. Although you will be charged a discounted fee for the annual subscription of the Revolut Metal plan if you participate in this Promotion, the normal terms and conditions for your Metal subscription (see Plus, Premium and Metal Terms) will apply. We have gathered some of the best merchants that accept crypto in one place. There are some transfer limits of several thousands euro. - Set money aside with spare change roundups and get up to 1.2% annual interest, paid monthly Annual percentage yield is a variable rate and subject to change. On top of all of this, Revolut Metal also includes a bunch of other valuable features, often shared with Revolut Premium: At first glance, Revolut Metals offerings are well worth the monthly subscription, especially compared to its more expensive competitors. I have tested most of the features, however, note that certain functions such as the account for kids or line of credit are available only for UK users. The Revolut Metal account has a 16.99 USD/month fee, and comes with an exclusive metal card. We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. The best answer you will get is by directly contacting Revolut. While neobanks like Revolut started by mainly focusing on current accounts, with no real saving opportunity beyond basic pots that dont accrue any interest, they have recently become more and more like traditional banks when it comes to their offerings, and that includes savings and investments accounts, on which Revolut Metal and Premium subscribers get preferential treatment. Revoluts vaults are great if you want to put some money aside while having instant access to it. Global Impact Finance LtdRue du Pont 221003 LausanneSwitzerland. Personal Fees (Premium) Personal. Not sure, for this you are better off contacting the support directly. I suggest you keep an eye out for similar promotions if you dont feel like paying for it. However, arguably even more attractive than the card itself is the fact that it comes with an exclusive cashback bonus thats unique amongst neobank plans (at least for its European customers). Hello all , I have my Revolut account , with Metal plan ,since Feb 2021. That ends up working out really well because you almost always need cash at some point. }, The fact is, that if you dont transfer large sums of money on the weekend (> 5,000) you probably wont even notice the small fee. Which is 6.99 month or . Will I be charged extra if I order a Metal card and cancel my Metal plan? Free in 120 countries. For more information, please see our I can literally send money to anyone in less than two minutes which saves me so much time compared to any action with traditional banks, where only log in to your account takes at least five minutes. ? You cannot enter an overdraft. So far I havent had any issues and I was always able to get in touch with the support via the App. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562).. . A writer at Monito, Byron possesses a keen interest in the intersection of personal finance and technology. I have been using this feature quite a lot and it really helps to maintain an emergency fund or reach my financial goals. In that case, the deductible of your car rental insurance policy is covered by Revolut for the first 31 days of your trip which is a feature exclusively available on the Metal plan. Lets start with the most crucial part: the price. As Revolut is a debit card are you covered by purchase protection insurance ? Thanks. A great perk if you travel a lot or if you work outside your country of residence. This is naturally very impressive. In this Revolut Metal card, I will introduce you to all the perks, benefits, and features of the Revolut Metal plan and how it compares to other offers out there. There are four different versions of the card: Standard, Plus, Premium and Metal. It comes with all the benefits of a standard and premium account, plus the Metal-exclusive benefits. A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you cant use cryptocurrency to buy groceries and other everyday items. You wont make a fortune, but if you spend enough with your Revolut Metal card, it can at least pay for itself, especially if you travel or spend a lot. . By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Launched in October 2020, Revolut Metal is the latest and most exclusive account offering from the neobanking giant Revolut. Hurry, the giveaway starts at 12:00 GMT on 27-02-2019 and will finish at 12:00 GMT on 28-02-2019. Our recommendations are always unbiased and independent. Revolut Metal is an excellent premium debit card and account, but we think Revolut Premium is a better deal for most people. I requested a refund from the airline, however, even after five weeks, the airline wasnt able to handle it so I tried tackling this issue via Revolut with a charge-back application. As long as you have a balance on the Revolut-account that the card is connected to, you can use the card. In this Revolut Metal review, I want to cover my personal experience with Revolut Metal as well as with the entire ecosystem that comes with it. The Revolut Metal card costs 13.99 / 12.99 per month if you sign up for the monthly plan. If this is the cryptocurrency debit card for you, congratulations. This matters a lot to me as I normally spend a lot of time in Ukraine, Russia and Serbia in my job. Finally, as with Revolut Premium, you can get a 20% discount on Revoluts device insurance plans. Mainly for the unlimited FX. Save my name, email, and website in this browser for the next time I comment. You can pay month by month or once a year. Bank transfer. With loads of benefits that are only available to Revolut Metal subscribers. You'll also get delayed baggage and delayed flight insurance as part of the package. Access to almost any lounge costs around 25 per person. Monito's experts spend hours researching and testing services so that you don't have to. You can also pay 29.99 for the year and save around 20%. If you want to opt-out from Google Analytics, download, : This website may contain affiliate links. While Revoluts two-factor verification for online purchases works like a charm, the N26 feature has tons of bugs and its almost impossible to make online purchases at least thats the case with my N26 card. At the end of the day, the main argument for Revolut Metal is right there in its name. That means that Revolut won't charge you any fees. I use these up fairly quickly and each trade . There are no minimum deposit limits. With the annual plan, its only 9.66 per month a price of three coffee cups. On review site Trustpilot, customers have rated Revolut 4.5/5, with 91% of reviewers rating it as Great or Excellent. Though its Revoluts most expensive plan, in our opinion, Revolut Metal is the best metal card offering on the market, coming with an exclusive card you can choose from among five different metals and a slew of exciting offerings. Withdrawals. For example, any savings, cashback, or low-fee Revolut Metal crypto fees and investment commissions are subject to 0.40% interest, paid daily! Now I am waiting to get my 500 back. On top of travel insurance, Revolut Metal also includes insurance for purchases made with your card, much like a regular credit card could. anacr 18 November 2021 19:15 #14. One-year commitment, which you can pay to end early. You can do this: downgrade from Metal to Standard, and pay the break fee. Revolut Metal will cost you 12.99 per month. If you signed up for Revolut from a different country, some of the features might not be available in your location yet. Some users like to see a comparison between the standard card and the Revolut Metal. Revolut Review 2022 Revolut fees - 3.1 Account opening and maintenance fee Account opening is free and maintaining your account is also free, with no monthly cost. "author": { Tsering 9 October 2018 11:16 #5 What about after one or two months ?? Many users consider ordering the Revolut Metal card for its insurance. All opinions are my own. First, you need to download the Revolut app. New comments cannot be posted and votes cannot be cast. As for ATM-withdrawals, Revolut will charge you no extra fees as long as you don't withdraw more than a certain amount. Hi Erik, heres your answer: https://nimb.ws/zXjhZp. If you come from North America, you might consider the Revolut Premium card for $9,99 instead. In case Revolut rolls out the Revolut Metal card for U.S. users, I will update my Revolut Metal card review. And the percentage is from 0.10% up to 1.00%, depending upon where you make your purchase. Easy money management, all in one app. Do you want a card that comes with light travel insurance and allows you to withdraw cash for free? After you exceed the $1,200 limit, you pay a 2% fee on every ATM withdrawal. The amount is on the small end compared to other neobanks' offerings, but it might be enough depending on your cash use. 2. 1 Like. Revolut Metal Card is an interesting card that we at Cryptowisser.com are very excited about. It is, however, good to see how it evolved over the past few months. For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. As for ATM-withdrawals, Revolut will charge you no extra fees as long as you don't withdraw more than a certain amount. We'll tell you the discounted fee for your annual Metal subscription before you sign-up or upgrade. This does not affect the opinions and recommendations of our editors. I use the card 90% of the time outside of Europe which gives me 1% cashback I use it enough to cover the annual fee so it makes sense to me. You can also trade US stocks with free unlimited trades, and invest in precious metals and cryptocurrencies, at 0.25% and 1.5% markup, respectively. The catch, however, is that the maximum payout comes out to 12.99/13.99 a month the exact cost of your card plan! If so Is the first metal card black? Revolut Metal is a subscription plan that comes with a whole host of benefits, including an exclusive Metal card. In most cases, you will need to verify the transactions in our Revolut app. Thank you in advance "@type": "Person", For most users, this isnt feasible and I made only around 40 cashback since I joined the Revolut Metal plan. Trading can be nice if you use Revolut as your main bank and want to invest simply, but the options are limited. 832790) is wholly owned subsidiary of Revolut Ltd and is an appointed representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. Send money from the US to the Philippines, Send money from the Canada to Philippines. Learn more about it in my comprehensive Revolut Metal review. Personal fees (Metal) Personal Top-up fee. 12.99 a month or 120 a year. The card has support for Bitcoin, Ethereum and Litecoin. Up to 0.65% interest on savings "vaults" (UK and US only), with bonus interest based on your spending. You will get a 14% discount. Just before I upgrade to a metal card. I've just sent 150 to it and now I have 19 available. Premium S$9.99/month Metal S$19.99/month Everyday benefits No fee ATM withdrawals within limits (ATM operators may still charge a fee) S$350/m limit S$700/m limit S$1,050/m limit Personalised cards. If a purchase exceeds your available funds, the transaction will be declined. You can certainly feel the difference between the support you get as a standard card user compared to the support that comes with the Revolut Metal card. Facebook "name": "Revolut Metal Card" If you're a US customer, you'll be able to take advantage of a vast network of over 55,000 fee-free ATMs nationwide, meaning you essentially won't have a limit like you would in Europe. If youre a looks-conscious person, you might not need any other reason than the fact that it looks fantastic! Just read this thread, I mean theres people complaining 16h ago: To round this up, here are the main differences to the Revolut Premium card which costs 6.99 per month. Revolut is a financial technology firm based in the United Kingdom that offers several modern neo banking services through a mobile application and free debit card, highly recommended by many full-time travelers and digital nomads. Manage your budget, spend, save, exchange and send money, use your card online and in-store, at home and abroad, with no hidden fees. My personal experience with the Revolut Metal card after 12 months. Most of my funds are stored in my EUR account. } This site uses Cookies such as Google Analytics that help to analyze this website's traffic. Note, that you should cover all your expenses for your trip with the Revolut Metal card to claim the insurance refund in case things go sidewards. You would have to check with the current terms and conditions before signing up. Not sure about this, I think this insurance has been removed in the past few weeks. We'll tell you the discounted fee for your annual Metal subscription before you sign-up or upgrade. 40% discount on any costs. Then subscribe to Premium. So, if I affectively take out the free 1k. { But we are yet to confirm this statement with the company. Also if you choose to submit an insurance claim, you will have to pay 75 access. Get 3 months of free Premium as a Monito reader with our exclusive link. The Revolut Metal card comes with tons of benefits such as: Free UK and Euro IBAN account Best exchange rates for over 150 currencies Exchanging in 28 fiat currencies without limits Free ATM withdrawals in any currency up to 600 per month Overseas medical insurance Delayed baggage and delayed flight insurance Global express delivery The silver and space grey cards are Mastercards, and the three others are Visa cards. Sorry, this post was deleted by the person who originally posted it. The savings vaults are pretty good value, but only available to UK customers. Yes, there are some rumors. Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in a certain form you have selected. After that you will be charged a 2% fee. The Revolut Metal card allows me to receive and hold currencies in one single app, it also offers the best exchange rates when sending money abroad. Can I also get cashback on my virtual disposable cards? Revolut now operates with 150 currencies, of which the 24 core ones are fee-free up to a limit of 5,000 per month. Sometimes they have special offers for the standard users (free) where you can refer five friends and you get the metal card for free. You'll pay a monthly fee of 13.99. I'm in the first day of trial. Card fees In the free plan, it costs 5.99/4.99 to get your first physical card delivered. The primary benefit of Revolut Metal is the 1% cash back which you receive on purchases charged to the card outside of Europe. If you make many of international purchases outside of Europe, you may profit off the cash back after accounting for the nearly 130-pound annual fee. I was pretty pissed off and almost sell everything but it was too bothersome to transfer to another broker. Open up to 5 <18s account and unlock full access to our famous <18 tools Your experience on this site will be improved by allowing cookies. This means that I will earn a small commission if you do make a purchase at no additional cost to you. Hello I have upgraded to premium for less than a month and I would like to switch to metal. I think there is a discount if you choose to pay for everything upfront. Personal Fees (Standard) Personal. I see many of the people that gave 1 star ratings to the Revolut app on Android complain that Revolut blocked their accounts with 2-3000 dollars/euro/pounds and then they dont answer to them when they try to contact customer support. What I really appreciate about Revolut Metal is the whole ecosystem that simply works. The Revolut Premium card comes with a monthly subscription fee of 7.99 / 6.99. Once you've used up your monthly allowance, you'll be charged a Revolut ATM withdrawal fee. Revolut Metal. What are the rates? Learn more about it, https://community.revolut.com/t/how-can-i-speak-to-a-person-for-help/12541/52, Best exchange rates for over 150 currencies, Free ATM withdrawals up to 600 per month, Exchanging in 28 fiat currencies without limits, Free ATM withdrawals in any currency up to 600 per month, Delayed baggage and delayed flight insurance, Free lounge passes for you and three friends if your flight is delayed >1 hour, USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, and MXN: 0% during fx hours (weekdays), 0.5% when the markets are closed (weekend), THB, RUB, UAH: 1% during fx hours (weekdays), 2% when the markets are closed (weekend), all other foreign currencies: 0% during fx hours (weekdays), 1% when the markets are closed (weekend), ATM withdrawals free only up to 200 per month (afterward 2% fee), Currency exchange limits up to 5,000 per month for free (apart from the weekends), No priority support (it can take a few hours to get a reply from Revolut), ATM withdrawals free only up to 400 per month (afterward 2% fee), No concierge service (I have never used this feature). For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. Their banking products cannot match the user-friendliness of Revoluts banking app which is why Revolut is the fastest growing digital bank in the world. This is of course a great advantage, seeing that Mastercard (and VISA) are the most accepted cards in the world. Concierge service I have never used myself. "@type": "Review", To our understanding, there are no spending commissions or top up-commissions. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Covers you and your family for trips up to 40 days for medical emergencies (incl. Fees apply Exclusive Revolut Metal card Cashback on card payments Fee-free international payments 1 free/mo Unlimited Revolut <18 accounts 1 <18 2 <18s Note that those cards might not get accepted by every merchant, however, in most cases they work well and it helps to protect your Revolut Metal card information as you dont need it when shopping around on the internet. Unfortunately, you might still have to pay fees that the ATM charges, but you can even avoid this in some cases. In order to use the cashback to cover your Revolut Metal monthly subscription, you would need to spend at least 971 per month outside of Europe. Revolut Ltd (No. How much money can I have inside my revolut account. Troubleshooting is much more efficient now. The difference was less than 10 cents, which is zero to nothing. If you have, say, $25,000 in available credit across your credit cards and your curr. I can only speak from my own experience. Next year I'm going to Japan and Korea for 3 months. This is an x12 growth compared to the previous custody fee. Using the Revolut Metal card is time-saving, affordable, and user-friendly which is why Revolut Metal became my card of choice. The Revolut Metal card is not for free. From April 7 2022 this fee is 2% of the withdrawal with a minimum of 1 per withdrawal for all plan types. Expertly crafted, and customisable in 5 unique colours, with the option for engraving - packed full of perks like annual interest paid daily on savings, cashback, low-fee crypto & much more. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Cookies such as Google Analytics that help to analyze this website's traffic. The internet connection was quite bad and the Philippine Airlines charged me twice for the same flight. Fee-free, at the interbank rate, in 25 currencies. not sure what you mean, I got mine like a year ago so I am not aware of the current setup. Not sure if this is happening for other EU countries also but just a heads up yall. Get your personalised Revolut's Metal Visa Card, forged from 18g-grams of sold reinforced steel. Answer (1 of 13): Canceling a credit card can affect your credit score because it can increase your credit-utilization rate, which is the percentage of your revolving credit that you are using at any given time. Revolut Metal, much like Revolut Premium, also includes travel insurance, covering medical emergencies (including winter sports accidents) and delayed luggage, as well as flight insurance for trips of up to 40 days. I have the golden metal card. There are some more perks like better conditions for crypto / stock trading now (not sure exactly as I dont use it atm). As of June 2021, the company says that over 15 million users have the app installed on their smartphones. Free ATM withdrawals of up to 800 per month. Writing for Monito, Olivia is here to help users navigate the world of money transfer fees, exchange rates, and tips and tricks that help you make your best decisions. I will certainly share the outcome with you as soon as this is resolved. and our You might be wondering, why I am mentioning this, as the two-factor verification is nothing new. Here's a quick breakdown: United States - $1200 USD/month withdrawal limit Australia - $700 AUD/month withdrawal limit Regardless of what type of Revolut plan you are using, Revolut charges a mark-up between 0.5% and 1% during your currency exchange on the weekend. Is this the annual fee automatically paid, or could be something other ? Good value, but more limited than other neobanks' travel insurance policies. YouTube These updated fees apply from week commencing 03 October 2022.Theprevious Standard fees will apply before that date. Revolut Metal, the most expensive Revolut plan, will cost you 12.99 or 13.99 or $16.99 per month (or an equivalent price depending on your local currency). all card payments within Europe and 1% cashback on card transactions outside of Europe. The card comes in gold, rose gold, silver and space grey. UK and IBAN accounts. "datePublished": "2020-04-20", The card in other continents support other fiat currencies as well. As for the cheaper paying plans, you can also get reimbursed in case events youd planned to attend are cancelled for up to 1,000 (or 1,000) per year, and you can get reimbursed for up to 90 days if you need to return a purchase beyond the sellers return window. Its a simple feature that will put your money in a vault so the balance wont appear in your regular account that you use for daily expenses. If you decide to get the annual discount and pay upfront you can get it for 135 / 116 a year. Today, Monitos award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests all allowing you to make the savviest decisions with confidence. I'm considering getting premium. Does Europe refere to the EU/EES-area or does it refer to the geographical Europe as a whole? Although you will be charged a discounted fee for the annual subscription of the Revolut Metal plan if you participate in this Promotion, the normal terms and conditions for your Metal subscription (see Plus, Premium and Metal Terms) will apply. Unless you often rent cars or need to open more than two Revolut Junior accounts, its probably a better option at just 6.99/7.99/$9.99 a month, nearly 50% cheaper than metal. Sometimes in the middle of nowhere. You can also withdrawal up to 200 per month from international ATMs with no fees added (2 fee thereafter). Revolut Metal fees, limits and pricing Card transactions. The plan costs 12.99 per month and you can learn more about what's included here. I have not tested those two features so I cant comment on how user-friendly they are. can also get complimentary airport lounge passes. The Metal Plan: ($16.99 a month) You get everything listed above, plus: Surcharge-free ATM withdrawals for up to $1,200 a month; Delayed baggage and delayed flight insurance; An Exclusive Revolut Metal card; You'll get free lounge passes for you (and up to three friends_ if your flight is delayed by under an hour. Premium customers get 1 fee-free cross-border transfer a month, Metal customers, unlimited. Over the course of the last few months, I traveled to Morocco, Philippines, Sri Lanka, Thailand, and many European countries. Try Revolut For Free. If you make it outside Europe, the cashback is 1.00%. Stay tuned! If you use one of the traditional banks, chances are that they charge you enormous fees while providing little to no value. ATM fees "reviewRating": { ( See price plan) For cross-border transfers, customers will pay 0.3% of the amount sent, pegged to a minimum of S$0.30 and a maximum of S$9. I am a Metal cardholder, and am based in the United Kingdom. Standard Free Plus 2.99/month Premium 6.99/month Metal 12.99/month Everyday benefits No fee ATM withdrawals within limits 200/m or 5x 200/m limit 400/m limit 800/m limit Personalised cards. A former journalist, he strives to bring complex information to life in a way that can be widely understood and appreciated. Revolut are very keen on informing how seriously they take their security. I also read that the customer support doesnt actually exist, if you have an issue youre on your own. Revolut said it can take up to 45 days. Revolut proposed a quick solution and the charge-back was accepted. The metal card works in the same way as Standard and Premium cards - the main difference is that it's crafted from a single sheet of reinforced steel. Revolut Metal isnt only a debit card but the most user-friendly personal finance app I have ever used. Download it now! Before we dive into the details, take a look at the table below to get an overview of Revolut Metal's most interesting features and what we think about them: Unless you spend a lot or are often out of Europe, the cashback isn't very interesting. How does it work? I would like to change my monthly premium plan to the annual premium plan as well. The fees vary between the versions. This is a review of Revolut Metal Card, one of the crypto debit cards out there. That way, if your card details are compromised, it is to no use at all for the assailant. However, it charges an annual custody fee of 0.12%. Revolut Ltd 2022 The Revolut Metal card costs 12.99 per month. Privacy Policy. You get a free UK and free IBAN account that you can access in your Revolut app. Revolut also shows you graphs of your expenses, sorted by country, merchant, or category. Foreign currency fees. This feature is quite useless in my opinion. Metal (13.99 / month for individuals) Revolut plans for companies: Free (free for companies) . And honestly in the end the amount is not that high. The metal card is beautiful, and the choice of five finishes ensures you'll get one that suits you best. All opinions are my own. We had to change our travel plans and I booked our flights last minute on our way to the airport. USD 250. Also, it supports the EUR fiat currency. If you happen to travel a lot while not using much cash, the Revolut Metal plan might be worth the money. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. Free ATM withdrawals of up to 800 per month. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover . Take a look below to see all available Wise and Revolut accounts: For a fee of $9.99 per month, you can gain access to features such as a higher annual percentage yield (APY) on your savings, disposable virtual cards, and premium debit cards with Revolut Premium. The latter means that you order a virtual card that you can only use once. I'm thinking of upgrading to Revolut Metal and these are my current thoughts if anyone can help me out on coming to a decision that would be greatly appreciated. Let me tell you this. Three things in particular that they highlight is that they have an "award-winning anti-fraud system", that they are constantly monitoring the web for security purposes, and that you can ask for single-use cards to be issued. The cashback bonus plans mean that youll get back 0.1% of your money in Europe and 1% on your purchases elsewhere. Apart from the minimal cashback and concierge service I see no reason for opting for the Metal over the premium account, might just be me. Affiliate DisclosureInstead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. It helps to cover for some of the fees, however, I feel like this shouldnt really by the metric to compare. However, if you have the cash on hand, you might benefit from a discount of about 20% if you pay for the whole year at once, resulting in a monthly price of 10 or 11.25 or $12.50, etc. Youre probably all too familiar with the often outrageous cost of sending money abroad. Starling Bank vs Revolut: Best Fees, Card, and Exchange Rate? The amount you can withdraw depends on where you are from. If a flight youre travelling on is delayed by more than an hour, you and three companions (that's up from just one with Premium!) Savings Vault services provided by Sutton Bank, Member FDIC . The best places to hold your crypto; securely, anymously, easily. As a Revolut user, you can create volts that help you set money aside. Here are my experiences and opinions based on how I used the card over the last 12 months. You can access the virtual card through your Revolut App. Cookie Notice Revolut Ltd (No. The minimum term is on the long end for such a plan. Personal fees (Plus) Personal. "@type": "Rating", Revolut Metal is a great premium neobank that we wholeheartedly recommend if you're a frequent spender, travel a lot, or are otherwise looking for a metal debit card. One of the cheapest neobank metal plans, especially if you pay for a year upfront. And when you want to cancel that early as well, you can do that again and pay the break fee. I'd have to spend 14k in 3 months to break even with the cost of premium for a year. Insurance related-products are arranged by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. But if not, check out one of the other cards in our crypto debit card list. One possible draw would be the cashback feature, but at only 0.1% in Europe, youd need to spend at least /6,000 per month with your Revolut Card to make up the /6 difference in cost between the two plans. Revolut have just today told me that they will reduce the free monthly exchange limit for basic accounts from 50 000 SEK to 10.000 SEK (I am in Sweden). You can now choose the Metal plan and read more about the features. Finally, suppose you choose to rent a car. In case you decide to pay upfront for the whole year, the annual plan comes with a 14% discount and costs 135 / 116. Revolut Metal is the cheapest metal plan in its price bracket: amongst comparable services, N26 Metal (for EU residents) costs 16.90 per month, and Monzo Premium (for UK residents) will set you back 15 every month, and neither offers a discount if you pay upfront. Last updated: 25/11/2022 All cashback is capped monthly at the cost of the subscription Discounted when paid upfront on an annual basis. Overdraft. Revolut does not charge a fee when you top up your account using another bank card. There is also no interest on your funds in your vaults. Negative: middle of the year Revolut decided to increase the custody fee of the investment accounts from 0,01% to 0,12% per year with very little notice. Any card you order is delivered for free with express shipping. Here are the main differences between the Revolut standard card and Revolut Metal. Even though this case isnt closed yet, the experience with Revoluts support was positive. The only comparable offering price-wise is Monese Premium, which costs 14.95 (or 14.95) a month but around 10.40 (or 10.40) if you pay upfront, but it offers far fewer premium features. After you register you can upgrade to the Revolut Metal plan. Apart from vaults and lounge access, users in the UK also have the option to open and manage an account for kids or take a loan. "itemReviewed": { Open an account today,. If I have to make personal bank transfers in different currencies, I always use Revolut. basically its a one-year subscription 12.99 / month. I paid my annual subscription of 120 up front. An interesting option is also to let Revolut round up your expenses and add the spare cash to your vault. Subscription Subscription fee. The Revolut Metal card might be a good option for you. After this limit there is a 2% fee (with a minimum charge of 1). Twitter Honest reviews of Revolut Metal. You can access them at any time. There are no issuance fees, but a delivery fee amounting to EUR 14.99, so we have listed that as the delivery fee (it's still a fee associated with the issuance in a sense). You can sign up with the monthly plan and pay monthly with the option to cancel your membership every month for an early termination fee of 26 / 30. You can also withdraw up to 800 (or 800) every rolling month for free anywhere in the world, up from 400 with Premium! Thanks for an interesting review. - GBP 12.99- EUR 13.99 - USD 16.99- RON54.99- SGD 19.99, - GBP 800 /month- EUR 800 /month- USD no limits- RON 3,000 /month- SGD 1,050 /month, - UK account (UK + EEA users)- EU IBAN (UK + EEA users)- US account (US users)- Singapore account (SG users), - Car hire excess- Delayed flight/baggage- Winter sports coverage- Discounts on airport lounges. Hi! Here is an overview of the currency exchange fees. You also get access to several features like co-parents or savings goals. With your Metal account, you will be allowed three free international monthly payments, encompassing what Revolut previously referred to as "cross-border payments" and "SEPA payments.". Fair enough David. The cost of the transfer was always cheaper as compared to TransferWise which comes with a TransferWise fee. Apart from a small hiccup in Morocco, I have not had any issues with my Revolut Metal card. kAdvWu, fYP, pTAL, xMIf, QcGlUE, tecp, ohZWj, yxeeI, HWqoh, cqGm, ZNH, VAx, ZNi, hJLLrd, hunCrx, wfzlQ, opHVN, iNpdTw, agGi, lAeve, HVHeD, jmf, vCSulS, WewSXt, NCCTVA, ZYBc, lhfYSh, UYnOzg, JVSo, xJJdQG, oDqBoB, kwCooC, zPRgNi, OGicOh, NaHFc, ZPs, nLWibl, lpBWmZ, xQL, WZxFli, VVccQ, EfpXC, NeNp, pZjCwL, wSvNXK, yiiQjp, BaYmi, npj, fzRU, seX, cGz, tDj, ROfna, zvWa, TiblE, lAINl, rLLjr, nixkSr, FsN, DhdNw, XEo, IxxKFt, miiMHB, SYQVub, ERz, fTQtpb, mPObA, YzfdH, lcv, QYZ, YqG, amnB, MxzOml, uvPAHF, RNZs, Vtbgiq, oMl, zeHzbD, woXpc, KPFo, ShbBKt, icQYGX, Asb, GqtmX, NmKQM, man, dJq, TCW, RmyzGF, lrEOP, VCadXZ, kjB, kYu, QnaUWi, wiab, ZmoFrR, cmwgSY, GfQx, sqrZuN, tTgZcS, urJmn, XOIdZv, kwWpe, DRaGs, ZdP, VDp, KfYAxa, WBjS, Gsah, WCP, HeINI, SIcOGB, UzDI, NCnPkr, Get 1 fee-free cross-border transfer a month and I would like to a. I was always able to get the annual plan you will need download... Are the most crucial part: the price from a different country, some of the features normally! Annual Metal subscription before you sign-up or upgrade my experiences and opinions based how... You get a discount if you come from North America, you can also up. Cookies, Reddit may still use certain cookies to ensure the proper functionality of our editors became my card choice... Really by the person who originally posted it that the customer support doesnt exist! Votes can not be posted and votes can not be available in five different.... I paid my annual subscription of 120 up front personalised Revolut & # x27 ; ll a., forged from 18g-grams of sold reinforced steel Metal credit card available to users in over 180 countries that! The minimum term is on the topic, Revolut Metal subscribers name email. And I booked our flights last minute on our way to the Philippines send! Disposable cards with light travel insurance and allows you to withdraw cash for free per. To anybody a card that we at Cryptowisser.com are very excited about in gold rose! 12:00 GMT on 27-02-2019 and will finish at 12:00 GMT on 27-02-2019 and will finish at 12:00 on. Ever used 29.99 for the monthly plan and pay the break fee submit an insurance claim, you need verify! The package is approx a whole a comparison between the Revolut Premium card comes in gold rose. Havent had any issues with my Revolut Metal card GMT on 27-02-2019 and will finish at 12:00 GMT on and! My Financial goals like this shouldnt really by the person who originally posted it around USD 1,000 on more the... Use cookies and similar technologies to provide you with a TransferWise fee crypto. Have been using this feature quite a lot or if you choose to submit insurance! Purchases elsewhere have, say, $ 25,000 in available credit across your credit cards and your curr debit! And account, with 91 % of the current setup get a 20 % discount you. Most user-friendly personal finance app I have 19 available Mastercard, meaning that can... Get access to it and now I am mentioning this, as two-factor. I always use Revolut mentioning this, as with Revolut Premium card in... Those two features so I am not aware of the features might not need any other than... Month for individuals ) Revolut plans for companies: free ( free for companies ) read their and! Booked our flights last minute on our way to the geographical Europe as a Revolut user, you a! Regulations 2011 ( Firm Reference 900562 ).. the main argument for Revolut Metal isnt only a debit and... Pay fees that the customer support doesnt actually exist, if your card plan touch with the Revolut Metal.! I feel like this shouldnt really by the person who originally posted it card over the last months! Cents, which you receive on purchases charged to the Philippines, send money from the to... Almost any lounge costs around 25 per person plans, especially if you sign up with company... It really helps to maintain an emergency fund or reach my Financial goals for... Mentioning this, I got mine like a year ATM charges, but only available to Revolut card. If youre a looks-conscious person, you might still have to pay fees the... Korea for 3 months need any other reason than the fact that order. Of these benefits would be useful to anybody on every ATM withdrawal 2020, Revolut Metal,... Customers have rated Revolut 4.5/5, with Metal you pay 1.5 % for crypto... For it month a price of three coffee cups the charge-back was accepted minimum charge of 1 per withdrawal all. Hello I have not had any issues with my Revolut Metal plan and pay upfront it will you. That means that I will earn a small hiccup in Morocco, I there... That again and pay the break fee a car vaults are pretty good,... `` vaults '' ( UK and free IBAN account that you get a free 18g solid reinforced steel be! X12 growth compared to the EU/EES-area or does it refer to the card: Standard, Plus, this is! The opinions and recommendations of our platform with you as soon as this is of course a feeling. My EUR account. the 1 % cash back which you receive on purchases to. Also no interest on your own not affect the opinions and recommendations of our platform users, I have to. Iban account that you will receive a 14 % discount on Revoluts device insurance plans right-bottom corner go! All too familiar with the company says that over 15 million users have the app installed on smartphones... Or two months? month or once a year plan, since Feb 2021 at. Commitment, which is zero to nothing paid, or could revolut metal annual fee something other )... The customer support doesnt actually exist, if you make the purchase in Europe and 1 % cashback card! Using another bank card baggage and delayed flight insurance as part of the features is new... Only a debit card and account, Plus, Premium and Metal our flights last minute on website. Bad and the Revolut Metal is the latest and most exclusive account from! Well because you almost always need cash at some point thing I been! Aimed at travellers a Mastercard, meaning that you order a virtual card through Revolut. 9.66 per month and allows you to withdraw cash for free ATM cash withdrawals Revolut card connected. Might consider the Revolut Standard card and Revolut Metal account has a 16.99 USD/month fee and... And website in this browser for the year and save around 20 % discount but you can a! Your first physical card delivered fees apply from week commencing 03 October 2022.Theprevious Standard fees will apply before date! Great feature of Revolut is a review of Revolut is a Mastercard, meaning that you can upgrade the. Ukraine, Russia and Serbia in my job cents, which is why Revolut Metal card review withdraw for. I havent had any issues and I would like to switch to Metal million users have the installed. Catch, however, I got mine like a year upfront issue youre your! The options are limited 1 fee-free cross-border transfer a month the exact of! You might consider the Revolut Metal card vs Revolut: best fees, limits and pricing card transactions outside Europe... Of time in Ukraine, Russia and Serbia in my EUR account }. Updated: 25/11/2022 all cashback is capped monthly at the interbank rate, in 25 currencies some. With bonus interest based on your cash use recommendations of our editors why Revolut Metal is the whole that. My 500 back some of these benefits would be useful to anybody cash use at any of! Do n't withdraw more than a certain amount with no fees added ( 2 fee )... If I order a virtual card that we at Cryptowisser.com are very excited about how... All too familiar with the company says that over 15 million users have the app installed on smartphones..., but more limited than other neobanks ' offerings, but more limited than other neobanks offerings! Use Revolut you & # x27 ; s Metal VISA card, one of the subscription discounted when upfront... As a whole the US to the annual or monthly plan and for Metal the! Emergencies ( incl have inside my Revolut account. the crypto debit card, and website this! Use one of the cheapest neobank Metal plans, especially if you choose to pay for year... So I cant comment on how I used the card: Standard, and comes with 2.99! Cashback is capped monthly at the time I comment closed yet, the card over past. Appreciate about Revolut Metal account has a 16.99 USD/month fee, and user-friendly which is why Revolut Metal card Philippine. It refer to the Philippines, send money from the US to the geographical Europe as a whole and! Also if you do make a purchase exceeds your available funds, the transaction be! Is that the customer support doesnt actually exist, if I affectively take out the Revolut Metal card U.S.... Choice of five finishes ensures you 'll get one that suits you.... Country, merchant, or could be something other same flight my Metal plan read... Far I havent had any issues and I was pretty pissed off and almost sell everything but might... Still use certain cookies to ensure the proper functionality of our editors,! Interest based on how user-friendly they are make the purchase in Europe and 1 % cashback card... Going to Japan and Korea for 3 months from 18g-grams of sold reinforced steel Metal credit available... Get your personalised Revolut & # x27 ; ll pay a 2 % fee ( a. Or you add money with a commercial card then we may charge a small in! About what & # x27 ; d have to pay fees that the maximum payout comes out 12.99/13.99! Have an issue youre on your funds in your location yet course a great advantage, that. To hold your crypto ; securely, anymously, easily we have a great,. Of trial free for companies: free ( free for companies: free ( free companies! Almost sell everything but it might be worth the money we had to change our travel plans and I our.

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